How It Works and What It Costs

title_words_as_hashtags Ten years ago, no one had ever heard of COVID. Tesla stock cost $10 per share. New Yorkers were obsessed with something called the Cronut. (Mmm… Cronut…) As for what life will look like ten years from now, who knows? But we assume this article will be written using AI and holograms. And not … Read more

How Are Accidental Death and Life Insurance Different?

title_words_as_hashtags It’s a cliche to say that accidents will happen, but it’s a cliche because it’s true. Prior to COVID, accidents were the third-leading cause of death in the United States, trailing only heart disease and cancer. As a result, you might think it makes sense to get accidental death and dismemberment insurance. But it … Read more

What Is Decreasing Term Life Insurance?

title_words_as_hashtags When shopping for life insurance, you might have come across the phrase “decreasing term life insurance.” But what is it? Well, it’s a bit of a misnomer, because it’s not the term that decreases — it’s the coverage. In short, you purchase a life insurance policy with a set amount of coverage, and during … Read more

Sustainable Investing: What Is It?

title_words_as_hashtags Many people want to do as much with their money as possible — whether they’re hoping to buy a family home, help their kids pay for college or create generational wealth that could benefit their loved ones for years to come. For many of these people, sustainable investing is another appealing option. Why? Because … Read more

Why The Wall Street Journal and Money Call Us “The Best”

title_words_as_hashtags We don’t do it for the recognition. At Haven Life, our goal is to make life insurance less hard. We do that through our simple, easy-to-understand online life insurance application. We do that through innovative underwriting that allows us to offer highly competitive rates. We do that through our best-in-class customer success team, which … Read more

The Pros and Cons of Renewable Term Life Insurance

title_words_as_hashtags When determining the best life insurance for your needs, it’s essential to weigh the pros and cons of any type of life insurance you are considering. Each will have advantages and disadvantages that will impact your family’s current and future finances, and it’s important to consider your coverage options from every angle. In shopping … Read more

Why Is Financial Planning Important?

title_words_as_hashtags Like exercising or eating a good diet, financial planning is one of those things everyone knows you’re supposed to do, but it’s not always clear why, or better yet, how. You know it’s supposed to improve your life, but given how busy we all are, it can be hard to know where to start. … Read more

Why You Should Use Your Tax Refund for Life Insurance

title_words_as_hashtags When you file your taxes on or before April 15, there’s a good chance you’re getting a refund. According to the IRS, 75% of American taxpayers receive money back, with the average payment being around $3,000. Needless to say, we’re not telling you this just to make conversation — we have a good idea … Read more

Can I Deduct Life Insurance As a Business Expense?

title_words_as_hashtags If you’re self-employed, getting life insurance is usually a good idea. But can you deduct the premiums? by Scott Nevil April 05, 2023  |   Money For many people, especially those who are self-employed or working in the gig economy, the line between a personal and a business expense is not always clear. For example, take … Read more