Why Is Financial Planning Important?

title_words_as_hashtags Like exercising or eating a good diet, financial planning is one of those things everyone knows you’re supposed to do, but it’s not always clear why, or better yet, how. You know it’s supposed to improve your life, but given how busy we all are, it can be hard to know where to start. … Read more

Why You Should Use Your Tax Refund for Life Insurance

title_words_as_hashtags When you file your taxes on or before April 15, there’s a good chance you’re getting a refund. According to the IRS, 75% of American taxpayers receive money back, with the average payment being around $3,000. Needless to say, we’re not telling you this just to make conversation — we have a good idea … Read more

Can I Deduct Life Insurance As a Business Expense?

title_words_as_hashtags If you’re self-employed, getting life insurance is usually a good idea. But can you deduct the premiums? by Scott Nevil April 05, 2023  |   Money For many people, especially those who are self-employed or working in the gig economy, the line between a personal and a business expense is not always clear. For example, take … Read more

Can I Get Life Insurance on My Parents?

title_words_as_hashtags You understand why you would get life insurance for yourself — for a small monthly premium, your loved ones receive financial protection in case you’re not there anymore. But there might be people in your life whose death would cause you financial hardship, including your aging parents. Which raises the question — can you … Read more

Life Insurance Beneficiary Rules

title_words_as_hashtags If you’re shopping for life insurance, good news: You’re in the right place. (We recommend starting with a free online life insurance quote.) And if we were to guess, you’re shopping for life insurance because you’ve realized that someone (or someones) depends on you and your income to pay for things, from groceries to … Read more

The Ins and Outs of Life Insurance Policy Documents

title_words_as_hashtags Your idea of a good time probably doesn’t include an evening spent poring over your life insurance policy documents. Their dense language and legal jargon make for dull reading, and frankly, just about anything else you could do with your free time would be more entertaining. (And we’re saying that as a professional publication about … Read more

8 Factors That Affect Life Insurance Premiums

Project Management

title_words_as_hashtags Contrary to popular opinion, our underwriters aren’t actually magicians. Instead, they’re people who have thought very long and very hard about risk, and how to quantify it. (They’re also very good at math, which is almost sorcery.) But you might be wondering: What specific factors do they use to determine life insurance premiums? We’ve … Read more